Effective Date: December 29, 2003

Impulse & Associates Privacy Policy

Thank you for visiting Impulse & Associates, a website hosted and served by Impulse & Associates ("IMG"). IMG respects the privacy of our visitors' personally identifiable information. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way we use the information collected online at this site.

Information Collection and Use

To fulfill visitors' requests for information and to provide you with opportunities to learn about other products and services in which we think you might be interested, we ask that you provide us with certain registration information.

The types of personally identifiable information we collect during registration may include: name, address, e-mail address and telephone numbers. We may also collect information about your finances (e.g., amount of unsecured debt and whether you have a checking account), your employment (e.g., income information), and the products or services in which you are interested (e.g., interest in mortgage quotes or debt consolidation information). In addition, we may request information about your use of, or interest in, the types of products offered by the third-party business partner(s) with whom we have partnered to offer you the opportunities available at this website.

The personal profile information that you submit at the website remains your property, but by submitting that information to us, you grant us the right to use that information for marketing purposes including, but not limited to, sharing such information via co-registration with third-party advertisers (“Advertisers”). (i.e. by clicking on any co-registration Advertiser's banner you agree to be co-registered at that Advertiser's website - at no cost to you). We may also use such information for content improvement and feedback purposes. We may sell the personal information that you supply to us and we may join together with other businesses to bring selected retail opportunities to our members. These businesses may include, but are not limited to providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation. In addition, we reserve the right to release current or past member information in the event we believe that this website is being or has been used to commit unlawful acts, if the information is subpoenaed, if IMG is sold or acquired, or when we deem it necessary or appropriate. By agreeing to this Privacy Policy, you hereby consent to disclosure of any record or communication to any third party when we, in our sole discretion, determine the disclosure to be appropriate.

To the extent that your credit card-specific information is collected by IMG, said information will be kept in confidence and will not be shared with any third parties (other than consumer credit agencies) without your prior informed consent. Notwithstanding the foregoing, IMG reserves the right to share with third parties the fact that we have credit card information on file for specific customers but will not share this credit card information with third parties without your prior informed consent.

We share website usage information about visitors who have received targeted promotional campaigns with Advertisers for the purpose of formatting future campaigns and upgrading visitor information used in reporting statistics. For this purpose, we and our Advertisers track some of the pages that you visit on our website through the use of pixel tags (also called clear gifs). By registering at this website, you agree to allow us to share such website usage information with third parties.

Third Party Links

IMG does not endorse, nor is IMG responsible for the accuracy of, the privacy policies and/or terms and conditions of each of the Advertisers at this website. The entities which advertise and/or place banner ads at this website including, but not limited to, co-registration Advertisers, are independent third parties and are not affiliated with IMG.

Your Choices

During registration we provide visitors with an opportunity to request that we not share information with third parties. If at any time in the future you would like to request that we not share your information with third parties, you may Opt-out. Please note that changing your preferences regarding marketing communications from us will not prevent other companies with which we already have shared your information, including Advertisers, from continuing to provide you with offers. When contacted by these companies, you should notify them directly of your choices regarding their use and sharing of your information. In addition, please note that if you subsequently sign up for another one of our product or service offerings, you will need to reconfirm any marketing preferences that you have previously changed.

Non-Personally Identifiable Information

We may collect certain non-personally identifiable information about our visitors when you visit many of the pages of this website, such as the type of browser you are using (e.g., Netscape, Internet Explorer), your IP address, the type of operating system you are using (e.g., Windows or Mac OS), and the domain name of your Internet service provider (e.g., America Online, Earthlink).

We use the non-personally identifiable information that we collect to improve the design and content of our site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze site usage, as well as to offer you products or services. We also reserve the right to use aggregate or group data about our visitors for lawful purposes. Aggregate or group data is data that describes the demographics, usage and/or characteristics of our visitors as a group. By visiting and/or supplying your personal information at this website, you agree to allow us to provide such aggregate data to third parties.

We also may use "cookies" to enhance your experience with our site. Cookies are text files we place in your computer's browser to store your preferences. We use cookies to understand site usage, to personalize your experience, and to improve the content and offerings on our site.

Minors

We do not knowingly collect information from minors under the age of 18. No information should be submitted to, or posted at, this website by visitors under 18 years of age. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Security

We have appropriate security measures in place to prevent against unauthorized access to information that we collect online.

Contact Us

If you have any questions regarding this statement, or would like more information on our privacy practices, please contact us at affiliates@impulsemg.com.